Onpoint Financial Corporation is a leader in sub-prime auto financing. The company is led and staffed by professionals with many years of experience in the business.


Our Mission

Our aim is to be the leader in sub-prime automobile financing by constantly seeking ways to help make our dealers successful, because we realize that our success depends on their success. Their success is directly affected when we structure financially sound loans, set standards of excellence, and encourage them to use sound business techniques.

We strive to accomplish this in a responsible and ethical manner with a commitment to grow a strong and profitable company, so that we may provide opportunities for all employees who demonstrate a commitment to excellence.

Our management philosophy encourages open dialogue and mutual respect along with clearly defined goals and decisive leadership. We expect people to work within our management guidelines, while feeling free to act in a positive manner, and achieve. We are a performance-based company and are totally results-oriented.



Brief History

Onpoint began business in June, 2004 as First 1 Financial Corporation with seven employees and headquarters in Norwell, MA. Six of those original members are still with the company. It's first loans were made in its home state.

Today, the company employs over 50 people, and is still located in Norwell. It now does business in 15 states, and continues to expand its service area.

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Latest News
August 6, 2011 ...

First 1 is now Onpoint

We've changed our name, but our great products and service remain the same ...


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